Unexpected Benefits - Friday, April 2, 2010

A couple of months ago I received a phone call from one of the owners of Martindale’s informing me that he was making a double payment for my insurance in the next paycheck. I had no idea what insurance he was referring to so I was a bit confused by the statement. After questioning him at length, I remembered that I had signed up for long-term disability insurance years ago and arranged for the payments to be automatically deducted from each paycheck. Within the policy was a provision for loss of work due to cancer, chemo, and radiation treatments. My boss gave me the number of the insurance company to confirm that I was eligible for these benefits. As it turns out, I am. Of course, there is the lengthy paperwork to be filled out and signed by everyone, including the janitor.:) :) :) Even though I was out of work for a relatively short period, the days lost exceeded two weeks altogether. So I will be receiving some reimbursement for the days I missed including those due to fever. Amazingly enough, the benefits are forfeited one year from the first day missed due to illness and that would have been May 1st. I am grateful to God that my boss took the time to tell me what he was doing or else I would have never remembered I even had a policy and the benefit would have been lost. As it stands I will be regaining at least some lost pay from last year. Thank God!